2019 was a big year for me for several reasons. Firstly, I hit the big 3-0, which actually wasn’t as scary as everybody had made it out to be. I also somehow, miraculously, managed to get on the property ladder! If you’d said that to me 5 years ago, I would have laughed.

When you hit milestones in your life such as these, it does make you self-evaluate, both in a professional and personal sense. Fortunately in both cases, things are going well!

For the self employed 'when it rains, it pours', but sooner or later we will all face a drought. How might someone considering going freelance deal with the prospect of facing indefinite periods without work? Is there a trick to surviving down time or are all the professionals constantly living in fear?